Calculator Library
Home Cost Calculators
Use these tools for planning ranges only. Inputs stay in your browser and are not sent to a server.
Choose a calculator by the decision you are making
Use the closing-cost tool when planning cash needed for a purchase, the monthly-ownership tool when testing affordability beyond the mortgage payment, and the maintenance tool when building an annual reserve. Rental owners can model property cash flow and compare common management-fee structures.
Every result is a planning estimate based on the inputs and assumptions shown on the calculator page. It is not a lender disclosure, contractor quote, insurance premium, appraisal, tax calculation or investment recommendation. Save the assumptions you used and replace them with property-specific documents as they become available.
Home Maintenance Budget Calculator
Estimate annual and monthly reserves from value, age, size and risk assumptions.
Property Management Fee Calculator
Model management fees, leasing fees, renewals and maintenance markups.
Closing Cost Calculator
Estimate buyer closing costs, down payment and cash to close.
Monthly Homeownership Cost Calculator
Estimate total monthly homeownership costs from mortgage principal and interest, property taxes, insurance, HOA dues, utilities, maintenance and other expenses.
Rental Property Cash Flow Calculator
Estimate rental property net operating income, monthly cash flow, cap rate and cash-on-cash return using rent, vacancy, operating expenses and mortgage payments.